Oh The Credit.

The year is finally winding down. I am very happy for that. We have learned a lot in the past few weeks of finance and education in economics. Specifically, this week was a whirlwind of exciting credit cards and hearing stories of bad credit and it was all kind of scary, I'm not gonna lie. You have to have good credit to basically be able to pay for anything over a long period of time that cost bug bucks. If you miss payments for any reason your score drops like THAT. Credit cards can be very helpful, but they can also hurt you a lot. We ended up finding out about different forms of credit, such as open-ended and closed-ended, and places where you can get credit, such as a credit bureau or a private lender. BUT NEVER GO TO TITLE LOAN PLACES. THEY ARE EVIL. But moving on, we helped out a friend to get a TV and pay for it over time and we didn't get paid this week or have any bills that I remember... so I guess that equals out to be okay. Hopefully, If we did have any bills, they are not on my credit card, because I don't want my credit report to say that I missed a payment! I have to keep my score in top shape for as long as I can :)